Open a new bank account
If you don’t already have a bank account, you will need to open one to get your benefits, tax credits, wages and maintenance payments.
You can open an account at any bank, building society or post office. You will need to show proof of your address and identity, so take some photographic ID and two current utility bills (not mobile phone bills).
Arrange to pay future bills
If you have recently separated, you may have agreed short-term arrangements for things like who will pay the rent or mortgage. You will also need to agree who will pay these bills in the long term.
If you live apart from the other parent, think about shared expenses such as those for your child, and how they will be paid in the future.
Make or change your will
See the legal section.
Other ways to plan for the future
- Look at your finances to get a clearer picture of the situation.
- Save money after repaying priority debts. These savings could cover emergencies or unexpected expenses in the future.
- Take out insurance (to cover your life, your home and its contents, and your health). Remember to shop around for the best deal.
- Plan for the medium and long term by finding out if you could put some money into a pension.

